FinFollow AB, Reg. No. 559331-2142, Odenvägen 17, 133 38 Saltsjöbaden, Sweden




    1. FinFollow: a Swedish company with registration number 559331-2142, which provides the platform (the “Platform”) available on AppStore, Google Play and web. Each Contributor and Follower who uses or logs on to the Platform and who wishes to enter into this Follower Agreement must first agree to the FinFollow’s Terms and Conditions in any applicable form; consequently, the acceptance of the FinFollow Terms and Conditions are a prerequisite for entering into this Follower Agreement.
    2. Contributor; a person who is a member of the Platform and offers a paid or non-paid subscription, through FinFollow to Followers to get access to investment account details, as per the Contributor’s configuration, and get notifications regarding buy and sell activity related to the investment account.
    3. Follower; a person who is a member of the Platform and subscribes (paid or non-paid subscription) to the Contributor to get access to the Contributor’s investment account details, as per the Contributor’s configuration, and get notifications regarding buy and sell activity related to the contributor’s investment account; for this purpose the Follower and the Contributor enter into a separate agreement (the “Follower Agreement”) which FinFollow is not a party to (FinFollow is only a mediation service through the Platform) unless FinFollow is acting as a Contributor.
    4. FinFollow is only a mediation service through the Platform; FinFollow does not provide any financial advice. FinFollow merely presents the Shared Data (as defined below) which the Contributor chooses to share.
    5. Definitions used but not defined in this Follower Agreement are to be found in the terms and conditions available at http://www.finfollow.com/termsandconditions.

    1. The Shared Data (as defined below) is submitted on the Platform by the Contributor and the Contributor is solely responsible for the accuracy of the information it contributes on the Platform and that it acts in accordance with applicable laws and regulations.
    2. The account(s) that a Contributor chooses to share on the Platform are hereinafter referred to as “Shared Accounts”. The Shared Accounts will be displayed with the following data:
        1. percentage holdings in the specified financial instrument in relation to the total value of the Shared Account;
        2. the historical development (%) of the Shared Account since the investment account was opened;
        3. transactions indicating the date, time, financial instrument, price and buy/sell since the investment account was opened ; and
        4. account type.

      In addition to above, the Contributor may also choose to display the following data related to the Shared Account;

        1. Funds invested per financial instrument and in total;
        2. Account balance; and
        3. Transactions indicating transaction amount.
        4. above is hereinafter referred to as “Shared Data”.

      FinFollow has the right, at any time and at its sole discretion and without notice to its Members, to omit, add or remove financial instruments from being included in Shared Data for example, but not exclusively, due to the risk of market abuse. For this reason, the Shared Data may not fully accurately reflect the Shared Account.


    1. A Member may choose to follow one or several Contributors by entering into this Follower Agreement with such Contributor(s) on the Platform by
        1. choosing the Contributor alias he/she wishes to follow;
        2. accepting the terms of this Follower Agreement; and
        3. accepting the price and term which the Contributor has set.

      By entering this Follower Agreement, the Follower acknowledges that there are no elements of investment advice or similar as part of the Follower Agreement.


    1. The payment method available to pay the Follower Fee is account/credit card via Stripe (whereby the Contributor and the Follower will have to accept Stripe’s separate Terms and Conditions for its service available on http://www.stripe.com).
    2. If there is not sufficient balance on the Follower’s account or credit card it will be denied access to the Shared Accounts and Shared Data and no Follower Agreement will be entered into.
    3. The Follower Fee is paid by the Follower monthly in advance. The date the payment is charged is the date of the month the subscription started.
    4. In the event that the Follower for any reason can’t be charged the Follower Fee in the months following the start of the subscription, the Contributor and FinFollow respectively reserves the right to cancel the Follower’s access to the Contributor’s information. One (1) attempt to charge the Follower will be performed.
    5. Unless the Follower subscription is terminated either by FinFollow or by Contributor for cause, the Follower has no right to refund of any fees paid to the Contributor, nor any right to set-off of any fees. If the Follower subscription was terminated by FinFollow or by Contributor for cause, the Follower is entitled to a refund corresponding to the remaining days of the pre-paid monthly subscription period.

    1. FinFollow does not provide investment advice and does not prepare investment recommendations or analyses under MiFID, the Securities Markets Act (Sw. lag om värdepappersmarknaden) or the Financial Instruments Trading Act (Sw. lag om handel med finansiella instrument) or any other similar applicable regulation. FinFollow completely disclaims responsibility for any advisory comments or recommendations that Members contribute on the Platform. The Follower has neither the right nor the opportunity to turn directly to FinFollow (or the Contributor) for individually designed advice of any kind. The Follower acknowledges through the Membership that it is fully aware that securities trading is associated with the risk of capital loss and that historical returns are no guarantee of future returns. The Follower also confirms that it is aware that the value of certain securities may be affected by changes in exchange rates.

    1. The Contributor and the Follower respectively have the right to terminate this Follower Agreement to immediate termination, whereby the Contributor and/or the Follower’s access to the Shared Account and Shared Data shall cease immediately on the end of the term for which the Follower has paid.

    1. Interpretation and application of this Follower Agreement shall be made in accordance with Swedish law and dispute in connection thereof shall be decided by a Swedish court.